Terms of Use

THESE TERMS GOVERN THE USE OF THIS WEBSITE. PLEASE READ THEM CAREFULLY BEFORE ACCESSING THE SITE. IF YOU DO NOT AGREE WITH THESE TERMS DO NOT ACCESS THE WEBSITE. BY ACCESSING THE WEBSITE OR ANY OF ITS PAGES YOU HEREBY CONSENT TO AND AGREE TO BE BOUND BY THESE TERMS OF USE.

The Terms of Use may be updated by Commerce State Bank (“Bank”) from time to time, without notice, by posting the new Terms of Use on this website. All users agree to be bound and subject to the Terms of Use as amended from time to time.

This website has been established by the Bank for the sole purpose of conveying information about the Bank’s products and services and to allow communication between the Bank and its customers. Information that appears on this website should be considered an advertisement. Nothing contained in any page on this website takes the place of the Bank’s agreements and disclosures that govern its products and services. If any information on the site conflicts with that in the Bank’s agreements and disclosures, the agreements and disclosures will control.

To access the Bank’s website, you must obtain access to the Internet which involves computer hardware (e.g., computer, modem) and software (e.g., web browser) requirements. You are solely responsible for any fees and charges related to your access to the Internet, including but not limited to any ISP fees, telephone charges and cellular provider charges. Certain segments of the website may require additional hardware and/or software to effectively use the website and to sign up for various products and services online. The Bank requires you to use a web browser that supports adequate security measures which includes the use of Secure Socket Layer (SSL) encryption technology with at least 128 bit encryption, and such standards may change from time-to-time as determined by the Bank. The Bank recommends you use adequate anti-virus and anti-spyware software and that you keep such software current to help you avoid data compromise and related losses. You are responsible for selecting all systems, hardware and your ISP. You are also responsible for any defect, malfunction or interruption in service or security due to hardware failure, your choice of ISP and systems and computer services. The Bank is not responsible for any computer virus or related problems that may arise with your use of the website, products or services. Some services on the site may require you to have a telephone for Out-of-Band Authentication which provides additional, multi-factor authentication to help prevent unauthorized access.

From time to time the Bank may place web links to other third party sites on this website. These links are provided as a convenience to you. The Bank has no control over any other website and is not responsible for its content and makes no representations or warranties as to the accuracy and information on or from other websites. Users assume all responsibility when they go to other websites via the links on the Bank’s site.

The information and materials contained in this website are owned by the Bank or by others, as applicable. Such items are protected by copyright and/or other laws. You are authorized to view such information and materials on the website for informational purposes only. No information or material may be copied, displayed, transmitted, distributed, framed, sold, stored for use, downloaded, linked to, or otherwise reproduced without the Bank’s prior express written consent.

THE INFORMATION, MATERIALS AND SERVICES CONTAINED IN THE WEBSITE, INCLUDING TEXT, LINKS, GRAPHICS OR OTHER ITEMS ARE PROVIDED "AS AVAILABLE", AND "AS IS." THE BANK MAKES NO WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, WITH RESPECT TO THE SITE AND SERVICES HEREUNDER, OR ANY RELATED SERVICE, OR THE FITNESS OF THE SITE AND/OR SERVICES FOR YOUR USE. THE BANK HEREBY EXPRESSLY DISCLAIMS ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR IMPLIED WARRANTIES ARISING FROM A COURSE OF DEALING OR COURSE OF PERFORMANCE. NO ORAL OR WRITTEN INFORMATION GIVEN BY THE BANK, ITS EMPLOYEES, LICENSORS OR THE LIKE WILL CREATE A WARRANTY HEREUNDER. ALSO, THE BANK DISCLAIMS ANY AND ALL REPRESENTATIONS AND WARRANTIES, EXPRESS OR IMPLIED, WITH RESPECT TO THE SITE OR SERVICES PERTAINING TO NONINFRINGEMENT, SECURITY, ACCURACY, NON-INTERRUPTION AND FREEDOM FROM COMPUTER VIRUS. THE BANK ALSO DOES NOT WARRANT THE ACCURACY, COMPLETENESS OR ADEQUACY OF THE INFORMATION AND MATERIALS ON THE SITE.

The Bank is not responsible for any loss, damage, expense, or penalty (either in tort, contract, or otherwise), including direct, indirect, consequential and incidental damages, that result from the access of or use of this website. This limitation includes, but is not limited to the omission of information, the failure of equipment, the delay or inability to receive or transmit information, the delay or inability to print information, the unauthorized interception or access to your communications with the Bank, the transmission of any computer virus, or the transmission of any other malicious or disabling code or procedure. This limitation applies even if the Bank has been informed of the possibility of such loss or damage. To the extent any law, rule, or regulation provides for the Bank to be liable for any such loss, injury, or damage, but permits the Bank’s liability to be limited or eliminated by agreement, this paragraph limits or eliminates the Bank’s liability to the fullest extent permitted.

You agree to indemnify, defend and hold harmless the Bank and its respective directors, officers, employees, service providers and agents from and against all claims and expenses (including reasonable attorneys’ fees) arising out of your violation of the website’s Terms of Use or misuse of the site.

You agree not to use the website in any illegal activity or for the transmission of material that is harassing, unlawful, libelous, threatening, obscene or invasive of another’s privacy. The Bank does not give tax or legal advice. Please consult with your tax and/or legal advisor for information specific to your situation. You agree not to reverse engineer any content or process on the website. The website is not intended for residents of other countries other than the United States.

You agree not to use the website, products and/or services provided by the Bank in a way that involves "restricted transactions" (as defined in Regulation GG, 12 CFR Part 233) pertaining to unlawful Internet gambling. You agree to inform us if your organization is an Internet gambling business (as defined in Regulation GG, 12 CFR Part 233) or if you process transactions for an Internet gambling business. Unless you notify us in writing that your organization is an Internet gambling business, you certify that your organization does not engage in an Internet gambling business. You agree to notify us in writing if your organization becomes an Internet gambling business. Restricted transactions are prohibited from being processed through the website and/or your account at the Bank. The Bank reserves the right to prohibit and/or reject transactions involving Internet gambling.

For consumers, please refer to the Bank’s Privacy Policy. This Privacy Policy reflects the Bank’s understanding and expectations at the time, but these may change from time-to-time. No information communicated by the Bank regarding its privacy policy statement alters, amends or creates any contractual relationship and does not constitute any type of warranty. The following information is supplemental privacy information pertaining to the Bank’s website environment. To serve you better, the website was set up to capture your domain name and email address. By capturing this information the Bank will be able to provide you with updates to our website, notify you of new products and services being offered and allows the Bank to enhance its website based on traffic trends. The Bank may use a "cookie" or similar text files on some pages of its website and in its online advertising. A "cookie" is an element of data that a website can send to your browser, which may then store it on your system. A cookie helps a website to recognize whether or not you have visited the website before, allowing the browser to provide your information back to the server on subsequent visits. A cookie does not retrieve any data from your hard drive, does not carry computer viruses and does not reveal anything about you that you have not already revealed.

This agreement and the use of this website are governed by the laws of the State of Wisconsin, excluding its conflict of law principles.