*Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the term of the certificate; APY is accurate as of November 5, 2018. Interest is compounded annually. All interest payments for the APY will be credited at the end of the term or annually, whichever occurs first. A penalty may be imposed for early withdrawal and fees may reduce earnings. Offer valid on Regular and IRA Certificates. $5,000 minimum opening deposit. FDIC coverage up to applicable limits. Offer effective through December 14, 2018.