*ATM fees are charged to the account, then rebated to the account automatically within two business days of the transaction. EZ Checking- Qualifications include $250 average monthly balance OR Direct Deposit OR Commerce State Bank Mortgage Or Commerce State Bank CD/IRA. $10 monthly service charge if qualifications are not met; monthly service charge for Student Accounts will be waived until age 24. Best Interest Checking- Qualifications include a minimum of 10 debit card transactions excluding ATM per statement cycle And minimum of one Bill Payment Or one Direct Deposit per statement cycle. $12 monthly service charge and reduced interest rate if qualifying (Debit Card and Bill Payment or Direct Deposit ) transactions do not post and clear to the account within the statement cycle. Incentive Checking- Qualifications include $2,500 average monthly balance And $50,000 relationship balances. $15 monthly service charge and loss of interest rate bonus on a linked Money Market Account if qualifications are not met.           

A qualifying transaction includes Bill Payment posted and cleared, ACH, and signature and PIN-based purchases made with a Commerce State Bank VISA debit card. No minimum opening deposit is required on all personal checking accounts. Limit one free box of Commerce State Bank logo checks annually. The Commerce State Bank Mobile app is free to download. Your mobile carrier may charge access fees depending upon your individual plan. Web access is needed to use Mobile app.  Contact our Client Service Representatives for more information.