Personal Deposit Rates

Rates are effective as of February 5, 2018



Certificate of Deposit/IRA Specials†*

Term Interest Rate APY*
7 Months 1.50% 1.50%
18 Months 2.01% 2.01%
30 Months 2.20% 2.20%

Bump Up Certificate of Deposit†*^

Term Interest Rate APY*
   3 Years    1.40% 1.40%

Certificate of Deposit and Individual Retirement Account†*

Term Interest Rate APY*
3 Months 0.60% 0.60%
6 Months 0.75% 0.75%
1 Year 1.00% 1.00%
2 Years 1.25% 1.25%
3 Years 1.50% 1.50%
4 Years 1.75% 1.75%
5 Years 2.00% 2.00%

Checking

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Minimum Balance to Obtain APY Interest Rate APY*
Best Interest Checking    
$0.00 to $25,000.00 (Qualifications are met) 1.98% 2.00%
$25,000.01 and above (Qualifications are met) 0.30% 0.30%
Paid on account balance (Qualifications are not met) 0.01% 0.01%
Incentive Checking    
$0.01 to $4,999.99 0.05% 0.05%
$5,000.00 to $14,999.00 0.07% 0.07%
$15,000.00 and over 0.10% 0.10%

Savings

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Minimum Balance to Obtain APY Interest Rate APY*
Money Market    
$0.01 to $1,999.99 0.05% 0.05%
$2,000.00 to $4,999.99 0.08% 0.08%
$5,000.00 to $9,999.99 0.10% 0.10%
$10,000.00 to $24,999.99 0.20% 0.20%
$25,000.00 to $99,999.99 0.30% 0.30%
$100,000.00 to $499,999.99  0.40% 0.40%
$500,000.00 to $999,999.99  0.60% 0.60%
$1,000,000.00 and over 1.00% 1.00%
Savings    
$0.01 to $1,999.99 0.01% 0.01%
$2,000.00 to $4,999.99 0.05% 0.05%
$5,000.00 to $9,999.99 0.10% 0.10%
$10,000.00 to $24,999.99 0.15% 0.15%
$25,000.00 to over 0.20% 0.20%
     

Health Savings

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Minimum Balance to Obtain APY Interest Rate APY*
$0.01 to $1,999.99 0.01% 0.01%
$2,000.00 to $4,999.99 0.05% 0.05%
$5,000.00 to $9,999.99 0.10% 0.10%
$10,000.00 to $24,999.99 0.15% 0.15%
$25,000.00 to over 0.20% 0.20%

†The interest rate and Annual Percentage Yield (APY) listed in this deposit rate sheet are effective as of the date shown above. We may at our discretion change each interest rate and APY at any time without notice. Interest for all Checking, Savings and Money Market accounts will be compounded and credited monthly. Certificate of Deposit/IRA interest is compounded annually. Interest is paid annually and when the CD matures. Fees could reduce earnings on any account. A penalty is also imposed for early withdrawal from a CD/IRA. 
*Consult your tax professional for more information on contribution limits and deductibility.
^ Option to trade up one time only during the initial term. Rate change option is based on the published rate for the current standard term of the original CD. Not valid for brokerage deposits, institutional investors, or in conjunction with other promotional offers.