Cash Management Services

Our Cash Management Team has the tools to help you collect money faster, keep it longer, make it work harder, and manage it efficiently; so you can concentrate on running your business.

Business Online Banking

Our online banking services platform, is designed to provide your business with a convenient and secure channel for conducting business over the internet. 

Combining 24/7 availability with ease of use, Business Online Banking streamlines many routine business tasks for your convenience. Employee payroll deposits, account reconciliation and cash flow monitoring are easier, and online check images and e-statements are readily accessible. In addition, account information can be easily downloaded to your accounting software and electronic safeguards provide high-quality security for your financial information.

Direct Deposit

Direct Deposit is a convenient way to manage your payroll, pay pensions, benefits, bonuses and expense reimbursements. Funds from your account are electronically transferred to your employees’ or any recipient’s checking or savings accounts. Save time and money by reducing the cost of paper checks and distribution. With the convenience of a scheduled electronic deposit, your employees have access to their money on payday.

ACH – Debit and Credit Processing*

Improve your cash flow, reduce your billing costs, and speed up monthly collections by initiating and tracking ACH payments and collections online.

Wire Transfer*

The wire transfer service enables you to initiate domestic and international transfer requests. Wire transfers can be initiated individually or on a recurring basis. Additionally, you can manage the set-up of users for the wire transfer service and control the functions that each user is authorized to perform.

Positive Pay

Positive Pay helps prevent check fraud. Commerce State Bank matches checks presented for payment against check issuance information that your business provides on a daily basis. Checks that match with your issuance record (check number and dollar amount) are paid, while any discrepancy creates an exception item. 

Remote Deposit Services*

Deposit checks electronically without leaving your office. Enjoy peace of mind with instant deposit verification and avoid those mid-afternoon trips to the bank. It's an easy, secure and efficient way to bank!

Contact our Cash Management Team to answer any questions.

*A Platinum Business Checking account is required for these services and is subject to bank approval. The monthly service charge and per-item charges can be offset by your checking account earnings credit. Refer to the Business Account Specific Details and Fee Schedule disclosure for more detailed information.