Business Savings

Women drinking coffee and looking out window at sky line.

Achieve the perfect balance between liquidity and an attractive interest rate with a business savings account or certificate of deposit.

High Yield Index Savings*

Benefits
  • Tiered interest rate based on account balance
  • Free basic Business Online Banking, Mobile Banking and eStatements
Qualifications
  • $50 minimum opening deposit

Platinum Business Money Market

Benefits
  • Tiered interest rate based on account balance
  • Free basic Business Online Banking, Mobile Banking and eStatements
  • No annual fee VISA debit card
  • Free Commerce State Bank Logo Checks#
Qualifications
  • $2,000 daily minimum balance or $8,000 average monthly balance*
*$12 monthly service charge if qualifications are not met within the statement cycle. 

Business Savings

Benefits
  • Tiered interest rate based on account balance
  • Free basic Business Online Banking, Mobile Banking and eStatements
Qualifications
  • $50 daily minimum balance*
*$5 monthly service charge if qualification is not met within the statement cycle. 

Certificate of Deposit

Benefits
  • Terms available from 3 months to 5 years
  • Fixed interest rates
Qualifications
  • $5,000 minimum opening deposit

Health Savings Account Program

Benefits
  • Offset high deductible health plans
  • Funds grow tax-deferred with no withdrawal deadlines^
  • Offer employees a tax advantaged savings option for qualified healthcare expenses
  • Automatic payroll deductions
  • Provides an additional opportunity for employers to help employees save for retirement

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*Refer to the Business Account Specific Details or Certificate of Deposit and Fee Schedule disclosure for more detailed information. Interest rates are subject to change without notice on savings accounts. Interest accrues daily and is paid monthly for business savings accounts. Interest accrues annually and is paid annually and at maturity for Certificate of Deposit. The High Yield Index Savings rate is updated on the first business day of each month using the Federal Funds Target Rate- Upper Bound as of the last business day of the preceding month and the tiers indexed are based on the Federal Funds Rate minus the rate Adjuster. The Commerce State Bank Business Mobile app is free to download. Your mobile carrier may charge access fees depending upon your individual plan. Web access is needed to use Mobile app.
#Limit one box of free Commerce State Bank Logo Checks annually.
^Consult a tax professional for more information.