| Checks Written |
$.15 each |
| Deposits Non ACH |
$.50 each |
| Deposits Via ACH |
$.10 each |
| Items Deposited |
No Item Fee |
| |
Local- $.08 each |
|
| RCPC- $.08 each |
| Transit- $.10 each |
| Maintenance |
$12.00 per
month |
Example:
| Average Collected Balance |
$20,000.00 |
| Less 10% Reserve Allowance |
-$2,000.00 |
| Total: |
$18,000.00 |
| Earnings Credit Rate* |
x 4%x 31/365 |
| Earnings Credit |
$61.15 |
|
|
| Checks Written - $.15 each x 100 Cks |
$15.00 |
| Deposits - $.50 each x 20 Dps |
$10.00 |
| |
|
| Items Deposited |
|
| |
Local- $.08 each x 100 |
$8.00 |
| RCPC- $.08 each x 100 |
$8.00 |
| Transit- $.10 each x 50 |
$5.00 |
| Maintenance
- $12.00/month x 1 |
$12.00 |
| Total Monthly Activity Charges |
$58.00 |
| Net Monthly S/C |
$0.00 |
*Established monthly by Commerce State Bank,
based on 90 day U.S. Treasury.
Cancelled Check Images are returned with monthly statement, unless
customer requests safekeeping.
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Additional Services
Loans –
Our business bankers can assist you with all of your financing needs.
Whether it is a line of credit, a loan to purchase equipment or
a commercial mortgage, we have the expertise to structure a creative
solution.
Commerce State Bank is experienced with the Small Business Administration
and has experience with WHEDA, Rural Development, the Department
of Commerce and other government agencies.
Our experience and knowledge of the advantages associated with
these programs assures optimal structuring for your financing needs.
Cash Management –
In addition to the depository accounts outlined in this brochure,
Commerce State Bank offers a number of services to help improve
your cash flow. A business officer will customize a proposal to
meet your specific cash management needs.
Internet Banking –
To make your banking even more convenient, Commerce State Bank offers
Online Banking.
Do everything from balance inquiries to initiating direct deposit
payroll. Tasks that you at one time had to come into the bank to
process, can now be done from the convenience of your desk.
Additional Fees
See a Commerce State Bank representative for all terms, fees and
account disclosures.
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