Interest is calculated using the daily balance method and a 365 day basis.
Interest is compounded and paid monthly.
Rates are subject to change.
Requirements
Minimum Daily Balance of $2,000.00 or Average Balance of $8,000.00
If balance requirements are not met:
Monthly Maintenance fee of $12.00 plus $.25 for each check or withdrawal that month.
Activity Limits
You may make up to 6 withdrawals by any combination of the following: pre-authorized, automatic, telephone transfer or check per month. Excessive transaction fee $10.00 per item.
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Additional Services
Loans –
Our business bankers can assist you with all of your financing needs.
Whether it is a line of credit, a loan to purchase equipment or
a commercial mortgage, we have the expertise to structure a creative
solution.
Commerce State Bank is experienced with the Small Business Administration
and has experience with WHEDA, Rural Development, the Department
of Commerce and other government agencies.
Our experience and knowledge of the advantages associated with
these programs assures optimal structuring for your financing needs.
Cash Management –
In addition to the depository accounts outlined in this brochure,
Commerce State Bank offers a number of services to help improve
your cash flow. A business officer will customize a proposal to
meet your specific cash management needs.
Internet Banking –
To make your banking even more convenient, Commerce State Bank offers
Online Banking.
Do everything from balance inquiries to initiating direct deposit
payroll. Tasks that you at one time had to come into the bank to
process, can now be done from the convenience of your desk.
Additional Fees
See a Commerce State Bank representative for all terms, fees and
account disclosures.
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Calculators
