|
Examples:
(1)
| Min. Balance $1,250.00 |
No Mtnc. Fee |
| Write 65 Checks |
$10.00 ($.25 x 40) |
| Make 2 Deposits |
No Deposit Fee |
| Deposit 70 items |
$2.00 ($.10 x 20) |
| Total Service Charge
|
$12.00 |
(2)
| Min. Balance $950.00 |
$12.00 Mtnc. Fee |
| Write 15 Checks |
No Check Fee |
| Make 2 Deposits |
No Deposit Fee |
| Deposit 45 items |
No Item Fee |
| Total Service Charge
|
$12.00 |
Cancelled Check Images are returned with monthly statement, unless
customer requests safekeeping
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| $ 0.00 |
to $ 1,999.99 |
| $ 2,000.00 |
to $ 4,999.99 |
| $ 5,000.00 |
to $ 9,999.99 |
| $10,000.00 |
to $24,999.9 |
| $25,000.00 |
and over |
Consult with an Commerce State Bank representative for current
rates.
To avoid a monthly maintenance fee, maintain a daily minimum balance
of $2,000.00 or an average monthly balance of $8,000.00. If you
fail both requirements, there is a $12.00 maintenance fee plus $.25
for each check or withdrawal that month.
Checks* can be written against this account, $250.00 minimum per
check. There is a $1.00 processing fee for checks written for less
than $250.00.
*Activity Limits: You may make up to 6 pre-authorized,
automatic, or telephone transfers per month. Only 3 of the 6 withdrawals
may be by check to 3rd parties.
Regardless of balance, the following monthly activity limits and
charges will apply:
| More Than 5 Deposits |
$.50 each |
| More Than 10 Items Deposited |
$.10 each |
| More Than 6 Withdrawals |
$.50 each |
Interest is calculated using the daily balance method and a 365
day basis. Interest is compounded and paid monthly.
Rates are subject to change.
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Additional Services
Loans –
Our business bankers can assist you with all of your financing needs.
Whether it is a line of credit, a loan to purchase equipment or
a commercial mortgage, we have the expertise to structure a creative
solution.
Commerce State Bank is experienced with the Small Business Administration
and has experience with WHEDA, Rural Development, the Department
of Commerce and other government agencies.
Our experience and knowledge of the advantages associated with
these programs assures optimal structuring for your financing needs.
Cash Management –
In addition to the depository accounts outlined in this brochure,
Commerce State Bank offers a number of services to help improve
your cash flow. A business officer will customize a proposal to
meet your specific cash management needs.
Internet Banking –
To make your banking even more convenient, Commerce State Bank offers
Online Banking.
Do everything from balance inquiries to initiating direct deposit
payroll. Tasks that you at one time had to come into the bank to
process, can now be done from the convenience of your desk.
Additional Fees
See a Commerce State Bank representative for all terms, fees and
account disclosures.
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