Commerce State Bank, Business Banking, Platinum Money Market


Map to Commerce
State Bank
West Bend


Map to Commerce State Bank
Cedarburg

Calculators

Bank Policies

Business Accounts Access Personal Accounts Access

 

Platinum Business
Checking

Depository Accounts -

Eligibility
The Analyzed Business Checking is designed for the business that generates more than 300 items a month (including Checks/Debits, Deposits/Credits, Deposited Items), and maintain higher balances.

Calculating Earnings Credit
Average collected balance for the cycle period
LESS - 10% Reserve requirement
EQUALS = Funds available for earning
                  credit
TIMES x The earnings credit rate
DIVIDED ÷ 365 (Days in the year)
TIMES × Number of days in the month
EQUALS = Earnings Credit

Per Item Fees
Deposits............................................$0.50
Checks Written.................................$0.20
ACH Credit/Debit...............................$0.15
Items Deposited...............................$0.10
Monthly Maintenance Fee $18.00

Features
• Remote Deposit
• Online Banking & Bill Pay
• Electronic Statement
• Credit Card Merchant Capture
• ACH Payment and Collection Options
• Overdraft protection options
• Business Charge Card
• Business Check Card
• Lock Box


 

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Additional Services

Loans
Our business bankers can assist you with all of your financing needs. Whether it is a line of credit, a loan to purchase equipment or a commercial mortgage, we have the expertise to structure a creative solution.

Commerce State Bank is experienced with the Small Business Administration and has experience with WHEDA, Rural Development, the Department of Commerce and other government agencies.

Our experience and knowledge of the advantages associated with these programs assures optimal structuring for your financing needs.

Cash Management
In addition to the depository accounts outlined in this brochure, Commerce State Bank offers a number of services to help improve your cash flow. A business officer will customize a proposal to meet your specific cash management needs.

Internet Banking
To make your banking even more convenient, Commerce State Bank offers Online Banking.
Do everything from balance inquiries to initiating direct deposit payroll. Tasks that you at one time had to come into the bank to process, can now be done from the convenience of your desk.

Additional Fees

See a Commerce State Bank representative for all terms, fees and account disclosures.

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